What type of insurance coverage is typically required for drivers of commercial vehicles?

Liability insurance is typically required for drivers of commercial vehicles because it provides coverage for damages or injuries that the driver may cause to other parties while operating the vehicle. This is crucial in the commercial sector, as businesses need to protect themselves financially from lawsuits or claims arising from accidents in which their vehicles are involved.

Liability insurance helps ensure that if a commercial driver is at fault in an accident, the costs associated with damages or injuries to others will be covered. This is in alignment with state regulations and requirements, which mandate that commercial vehicles carry adequate liability coverage to operate legally on public roads.

In contrast, health insurance focuses on the medical expenses of the driver and is not specifically related to the operation of a commercial vehicle. Comprehensive insurance protects against theft and damage from non-collision events but does not cover liability for injuries to others. Collision insurance covers damages to the insured vehicle due to collision with another vehicle or object, thus not addressing the responsibility toward others involved in an accident. Therefore, liability insurance is essential for compliance and financial protection in commercial driving scenarios.